New Name, Same Great Service!

We are excited to announce that
Jo Daviess Mutual Insurance
and
Lutheran Mutual Insurance
have merged to form the all new
"Hometown Mutual Insurance"
You will still enjoy our world-class customer service
from our exceptional staff under the new name.

Jo Daviess Mutual Receives Award

Jo Daviess Mutual Insurance Company was recently honored by the Illinois Association of Mutual Insurance Companies with the "IAMIC Company Achievement Award"!

Receiving the award on behalf of Jo Daviess Mutual are: Lori Smith, Arlee Stodden, Marvin Wurster, Gary Holland, and Bethany Tilp

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*** Pay Your Bill Online or By Phone ***

Photo: Woman paying bill online
Pay Online

Jo Daviess Mutual Insurance Company is excited to offer policyholders an easy and convenient method to view and pay their Insurance Premium bills online!

Pay by Phone

You may also make a payment by phone or check your account balance 24/7 with our automated phone service. Tap the button, or dial 855-786-5335.

Office Hours

Our NEW office is located at 981 Galena Square Drive.

Feel free to visit us:

Monday through Friday
8:00am – 4:30pm.

Photo: 101 Exchange Street
Graphic: Insurance needs

What is a
"Mutual Insurance" Company?

A mutual insurance company is a company owned entirely by its policyholders, NOT shareholders.
Jo Daviess Mutual Insurance Company was formed on June 11, 1887. On that day, 33 local property owners met and organized our Farm Mutual. At that time, rural America had no insurance protection. These founders joined together, helping and supporting each other in time of fire and lightning losses. This is the true spirit of mutuality…neighbor helping neighbor!